We don’t like creeps of any kind.

Creeps are, well, creepy, especially when they have to do with taxes. Are you familiar with “Tax Bracket Creep”? This is what it means:
Bracket creep is a situation where inflation pushes income into higher tax brackets. The result is an increase in income taxes but no increase in real purchasing power. This is a problem during periods of high inflation, as income tax codes typically take longer to change than the rate of inflation.
This is something many of us are dealing with right now. Now is the time to look at your retirement accounts to make sure you are contributing as much as you can pre-tax so this creep will not knock on your door.

Dislcosures:http://www.hechteffect.net/?page_id=31