If you hold a match to your face, it looks like the world is on fire.

But it is not. It doesn’t mean that the match won’t hurt you, but it is manageable.
I do not mean to make light of the market gyrations this week, however, when talking to my clients, we take a step back and look at the big picture. Most of us realize that investments are for the long term. If you cannot keep you assets invested for at least 5 years, then you need to be in cash. If you are at or near retirement, I know you are worried because you feel you do not have enough time. We plan for your time in retirement; this may be 20 years or more. The world is not on fire – it is only a match.

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