Many soon to be retirees feel that they need to transition their investment portfolio away from equities and into income for a successful retirement. This conventional thought could leave you short in retirement. Total Return is the key to success.
Total Return is a measure of investment performance that accounts for two categories: growth and income. If you plan to be like the average American and live at least two decades as a retiree, you need total return to keep you ahead of inflation. Appreciation through equity investments can allow you to keep pace with inflation, while the dividends from your income side can cover your current spending needs.
Investing for total return forces you to diversify which can provide additional protection to your portfolio and may provide for a more successful retirement.

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