Over the next few blogs I will be giving you points that should be on your Financial Checklist for 2014. Let’s get started!

Look at your taxes:
In January make sure all of your receipts are in order. Over the month you will be receiving your W-2, 1099, statements from non-profit organizations of donations, and mortgage interest paid. If you have everything in order early you can get your refund early. Why lend the money to the Government when you can be using it.

Budget:
If it has been a while since you have created a budget, now is the time to update it. Many of our regular expenses, such as cable, change their rates in January. You don’t want to be caught off guard. Now is also a great time to review your budget from last year. Were you too conservative? Not conservative enough? Did you have enough of an emergency fund? Are there home improvements that need to be added? These are issues to address now.

I have given you two points to think of, more financial checklist points are coming!

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