Most of us have some dream of retirement. Retirement is different for everyone. Some dream of travel, others of spending time with Grandkids, some wish to volunteer, but no retirement? For some, that is their dream.

Many people love what they do and cannot imagine not doing their chosen profession until they pass on. The idea of retiring would be certain death in their eyes – their work is their passion. If you fall into this category, you must still plan for retirement even if you delay that date forever.

Illness, disability, or death or disability of a loved one, may all be reasons you have to retire before you want to. Planning for retirement at a “normal” age will put you in a position of choice. When working is not working at all, it is much better to be prepared. Choice and preparation equal peace of mind for your future.

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