When it comes to planning for retirement, there is a lot to consider. What you can control plays a big part. For example, you can control your expenses. Let’s look at coffee. Many people like to buy a premium coffee each day at a cost of about $5.00/cup. You can invest in a good coffee maker, buy a pound of premium coffee and brew your own each day for much less than the $5.00/cup. This example is a small one, but a number of small changes add up to big savings.
You can control some of the costs of investing. By working with a CFP® Professional, you may be able to attain investments at institutional prices while getting expert advice for a very reasonable fee.
You can control your expectations. By being disciplined and engaged, you can control how you feel about the growth of your retirement portfolio and block out some of the noise from the instant news about the markets.

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