To roll or not to roll, that is the question. Many people leave their 401k with their company when they retire vs. rolling it to an individual IRA; there are pros and cons to this approach.

In the past, 401k accounts have been cheaper. With the new regulations to disclose all fees, this may not be the case. If you roll your 401k into an IRA account, you will generally have much more investment freedom. If you have changed jobs throughout your working life, make sure to track down all of your old 401k accounts and consolidate them into a single IRA for easier accounting and reporting.

disclosures:http://www.hechteffect.net/?page_id=31