You may or may not know this but I have been the victim of identity theft twice. I subscribe to a credit alert service and check my bank account daily. Some may think that is a bit much but once you have gone through the process of trying to straighten everything out, it is not.

Each year we can all look at our credit files free of charge. If you have not done this, I strongly suggest that you do. Here is the web address to go to for your free look:

www.annualcreditreport.com

You owe it yourself to look.

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