Many couples have not taken the time to ask what each other would like their retirement to look like. The first step is to write your own wish list with questions such as:
How long do you want to work?
Where do you want to live in retirement?
Do you want to work part-time?
Do you want to travel and how often?

Once each has written their list, it now is time to compare to see where your desires overlap or conflict. Many of the conflicting items will naturally works themselves out; others will require time and money to work out. Next, you need to take a clear view of just where you each have savings and investments. 37% of husbands and 21% of wives do not know the value of each other’s retirement accounts or what the potential pension might be. Now is the time to review these items.

So, pour a cup of coffee, pull out the statements, and review your investments. You will be able to see where you are going.