I am 65 and ready to retire. My employer is offering a lump sum of $300k or a single life annuity of $2000/month. Which do I take?

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If you take the lump sum and live another 18 yrs, you will need to earn 4.16% annually to match the $2000/month.  If you live longer, the annual return will have to increase.  The monthly income is known but that does end at your death so you will need to make other provisions for your spouse.