No longer do you buy premium coffee 7 days a week, you have switched to some store brands at the grocery, and you are driving a lot less. My question to you is, “are you saving what you are saving?”
Let’s look at what I will call “The Latte factor”. If you have in fact start brewing your own, then you are saving about $1092/year. But, are you truly saving that money? By brewing at home you can be saving $21/week. Are you putting that extra $84/month in your saving account or are you feeling a little flush and going out to dinner? I know a lot of people are suffering from frugal fatigue, but be strong! Lifestyle changes can be hard, but the extra money in your bank account makes it so much easier.