Recently I had a client come in wanting to rollover an old 401k that he just found a statement for, he had left that job over 6 years ago. I am constantly telling people not to leave money at their old employer. Changes that can occur with a 401k that you no longer contribute to are:

The funds may change.
The charges may increase.
The provider managing the account may change.

This last point is how people end up losing track of their retirement accounts. My advice is: as soon as you change jobs either roll your 401k to a Rollover IRA, or into your new employers’ 401k.

If you think you may have lost an account, I recently read of a site in USA Today called National Registry of Unclaimed Retirement Benefits. Here is the web address for that site:

https://unclaimedretirementbenefits.com

Check it out, you never know what you may find.
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