We have seen the stock markets all over the place with some of the biggest swings we have seen in years. On the days when everything is up, I do not hear from my clients, but on a down day, the phone and emails are wild.

What I keep repeating to my clients is this: If we have not sold anything, we have not taken a loss. S decline in the markets is just that. If you are concerned and need some reassurance, please contact your financial advisor and talk things over. I have been in business for 42 years, this happens, cycles are natural. Just take a breath, talk it out, you will feel better.

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