There is a difference between saving and investing. Saving is for funds that need to stay liquid and you may potentially use in 18-24 months. The funds should be kept in a checking account, savings account, or money market account.

Investing is for your long term future, to make sure you can retire with no worries throughout the remainder of your life.

Stay true to the basics: The beauty of age-old wisdom of investing is that it is timeless. Regardless of which year and which month you are in, the principles of investing remain the same.
So, investors are recommended to have a long-term vision of the markets and stay invested in the equity for a long term i.e., a minimum of five years to see good results.

Disclosures:http://www.hechteffect.net/?page_id=31