When it comes to retirement savings, you do not want to be part of the national average. Here are a few stats I found:

Few Americans have saved more than $200,000: 4% have between $200,000 and $350,000, 4% more have $350,001 to $500,000 and a little more than 5% have more than $500,000.

It does not matter what your company match is, too many people only save to the match percentage. This is what you need to do:

If you start saving at 30, you might want to save 18% annually for retirement; or, if you start saving at 35, you should save 23%, according to Fidelity.

The majority of the population is setting aside less than 10%, 13% are saving between 1% and 3%, 18% are at 3% to 5%, and 21% are putting between 5% and 10% in their retirement accounts.

Additionally, 18% of respondents said they could not afford to put any of their income toward retirement.

With the majority of Americans investing under 10% of their income toward retirement, many are planning to supplement their savings with Social Security.

Please, take your retirement seriously and save like your life depends on it, because it does.

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