Check this list – twice!

End of year tasks can be daunting, but going over this list is one you should not ignore.
These items will help you move into the New Year with a smile and sense of relief knowing that you have taken care of yourself.

Max out your retirement contributions. The money will go to the IRA or you – which do you prefer?

Look at a Roth conversion if it makes sense from a tax standpoint. Can you pay the taxes on the dollars you convert out of pocket? If so, this may work for you.

Match up Capital Gains with Capital Losses.

Look at all of your insurances to make sure you have the coverages you need.

Fine-tune your budget. How you spend is more important than how you save.

Once you have finished this checklist, you can move on to the holiday checklist with a clear mind!

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