This time it may be ok to procrastinate.

Generally, when you procrastinate it creates problems. When you are thinking about retirement I would like you to consider a few points first.
You don’t have enough savings to cover your basic living expenses. This one’s pretty much a no-brainer. …
You’ve saved enough to cover the basics, but not leisure. …
You’re still in debt. …
You love your job. …
You don’t know what you’ll do with your time in retirement.
If you do not have positive answers to these questions, you may want to procrastinate with your retirement date.

Disclosures:http://www.hechteffect.net/?page_id=31

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