First let me say that my heart goes out to all who have suffered from this virus. The world is in a panic right now, but I don’t want you to panic about your retirement savings. Often, when negative global events occur, we panic, it is human nature. When these events occurs there can also be opportunity. If you regularly review your retirement holdings, and are happy with the quality of your funds, now if the time to add to your accounts. I have mentioned many times that we seem to like to buy anything on sale except investments. Buy on the dips, be contrary to the pack, and remember you are investing for the long term.