When I lived up North, I had auto insurance through AAA as most everyone did. When I moved to Florida, I had to find another company to insure my car. Everyone I knew had State Farm because they bundled their renters or homeowners insurance together for a “lower” cost. I took everyone’s advice and stayed with State Farm through our home purchase all the way through the hurricanes of 2004.
After the 2004 hurricane season, State Farm decided not carry home owners insurance, so I decided to shop everything. What I found out and what should have been obvious is that it pays to compare. Not only does it pay to compare, it may not be cost effective to have all of your insurances with the same company.
There are a lot more choices today for auto and homeowners insurance. I suggest that when your policy comes up for renewal, you shop and compare.

disclosures:http://www.hechteffect.net/?page_id=31