We have all had clients that have gotten remarried but have not looked at their full financial picture before doing so. Here are 3 things to pay attention to before you re-tie the knot:

Put all of your cards on the table:
When combining families, there is a lot to consider. Does one spouse have child support to pay? Are there alimony agreements with your former spouse that may change? What liabilities are you bringing into the new marriage? It is important to have full disclosure of all assets and liabilities, pensions, retirement plans, bank accounts, and estate plans.
Update your beneficiary designations:
Sadly, I have seen more than one case where a second spouse has passed on, but they never changed their beneficiary designations after a remarriage. There is nothing worse than having to tell the second spouse that they will inherit nothing because they are not the beneficiary on the life insurance or retirement plans.
Take care of your legal documents:
Make sure to update your living will, Florida medical surrogate statements, and powers of attorney, both standard and durable powers to your new spouse.

Take time to address all of these important issues and you plan your new life.

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