June is for brides, but maybe not. Many retired couples are choosing to shack up but not marry. I don’t have a problem with this – as a matter of fact, two years ago, I advised a couple to do just that – live together but not marry. Here are some reasons why:
You can share the wealth, sort of. You don’t have to completely mingle your finances, just share costs. Many couples set up a joint account to pay common expenses.
You will not have changes to your Social Security. Often, if there is a second marriage, Social Security benefits can change, generally not for the better.
Your adult children won’t have to worry about losing their inheritance. A spouse is generally the primary beneficiary (especially if there is not a will); we all know the blended families can sometimes create inheritance problems and bad feelings.
So move in together, but make sure that everyone important to you knows the ground rules you have put in place.

disclosures:http://www.hechteffect.net/?page_id=31