I was friends with a girl in high school that constantly wished she would just wake up thinner. She never did anything in the way of physical exercise and I have no idea what shape she is in now.
Financial fitness is just like physical fitness; one step at a time and a continual process. Here are a few steps to get you going:
Review where you stand.
Look at your account statements to see what your investments have been doing, bank statements should be checked for balances and potential errors, and review your spending. For 2016, commit one hour each month to this review process. Weigh your spending vs. what you set for a savings/investment goal. Adjust as needed.

Nutrition is important.
Just as eating properly is important to any fitness goal, feeding your investments is important to your future financial wellbeing. Money issues are one of the biggest stressors we have to deal with. Make sure this is not an issue by properly and regularly feeding your investments the proper amounts for your goals.

Be careful.
Many times when people are new at fitness, they get over zealous and end up hurting themselves. Take it slow and build. The same goes for saving and investing. Make sure you have a good emergency fund before you start long term investing.

Here’s to physical and fiscal fitness in 2016!

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