Recently, I was talking with a client about her expenses. She was distraught because of her health insurance. My client has been retired for many years, receives a small pension and Social Security. Her distress has been caused by the drug portion of Medicare. She just received notice that the premium for the drug portion of her Medicare is going up $16/month and the deductible on her current plan is increasing to $250. She started shopping the plan available to find a premium that is close to what she currently has, but with each low premium she found, the out of pocket was so high she could never afford it. She asked me why.
The Affordable Care Act has brought thousands of uninsured citizens on to the rolls of being insured. Everyone has to pay part of this burden. Everyone. My client never thought her insurance would increase; I don’t think she is the only one to be surprised.

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