Most of us have finished with our taxes for 2014; it is time to start thinking about this year. How often do you review your non-retirement portfolio? You may have some stocks or mutual funds that are winners, others may be lemons.
By selling off the lemons and matching those sales with taking some of your gains off of the table, you may be able to make those gains tax free. Remember, you have to match short term to short term, and long term to long term. If you do not have enough in gains to offset your losses, you may use up to $3000/year or carry the excess forward.

disclosures:http://www.hechteffect.net/?page_id=31