When planning for retirement, a sound budget is so important. The big deal is that little things add up. The average price for a premium cup of coffee is $4.50 while a pound of premium coffee is $10.00 making a cup that you brew about $.50. While these numbers are small, the increase is actually 88%. What if your power bill increased by that much? What if there was a medical emergency? Is there room in your budget to handle that type of expense?
Here is a challenge: for one month, brew your own coffee. Save the money into a special jar that you previously spent on buying a cup of premium coffee. I am guessing that you will be surprised at how fast the jar fills up. Now, find other items in your budget where you can do the same type of thing. These dollars will help build up your emergency fund. Cash is freedom. Buy smarter and create your freedom.

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