If you have been married and divorced, even more than once, your Ex can still provide for your retirement. If you have been divorced at least two years and are age 62 or older, you can claim Social Security up to 50% of your Ex’s benefit. The best thing is, your Ex doesn’t even have to file for Social Security benefits or have to know that you are claiming the Spousal Benefit. This also applies if you can claim a Survivor’s benefit on your Ex.
At full retirement age an Ex-Spouse can claim 100% of what the Ex received as a Survivor’s Benefit. If your Ex passes before full retirement age, you can claim a reduced Survivor’s Benefit as long as you are at least 60 yrs. old.
